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The 5 Types of Men

Women now hold high hopes for their dream guy: “He Is wise, wealthy, sports, sensitive, good-looking, amusing…”

And numerous others as well as on as well as on.

But, the fact is, truly impossible to find a person who is the complete package. It really is a lot more like he’s got one prominent attribute and a few some other tasty parts inside the character.

Below are a few general schemas of men. Almost certainly his dominant trait will fall into one of them groups:

1. The Provider.

This guy constantly has actually their Blackberry, laptop computer and/or latest “Economist” available. He works hard and life an upscale lifestyle.

In the event that you marry him, chances are you will not be fretting about funds or managing them, nevertheless may have problems with significantly less face to face time using the husband, who doesnot have the sparetime to coach football or drive carpool.

2. The Fixer.

This you’re quite mechanical. From home repairs to car auto mechanics, you never need to contact a handyman. He is a hands-on man and is always tinkering away at tiny jobs.

The disadvantage to this man is actually he may not the breadwinner, if that’s what you are finding, but he will end up being a hands-on dad.


“You shouldn’t doubt he will generate a

fantastic husband and dad, too.”

3. The Thinker.

You can sniff on a thinker from a two-minute conversation. This guy is intellectual. He is a thoughtful planner and a beneficial decision-maker.

Throughout the drawback, he might maybe not live a tremendously natural life. If curiosity and smart discussions commonly the cup a tea, you might avoid this person.

Added bonus: he could be most likely a good economic lover and ready to assist the kids around along with their technology tasks.

4. The Caregiver.

This man is a superb partner and outstanding custodian. If you like a guy who are able to prepare, neat and cultivate, he’s one. He is very happy to care for you, whether you’ve got the flu virus or perhaps like to be focused to periodically.

He could be a nursing assistant, a paramedic, a firefighter. You shouldn’t question he’s going to make a good partner and parent too, just not if you feel a caregiver is the same as men whom spoils you.

5. The Metrosexual.

We’ve all identified this guy before. He is clothed toward nines and may even allow you to be uncomfortable about your dress. He will join you for a mani/pedi and eyebrow waxing and can make fantastic eye chocolate.

You will be combating for bathroom time in the days with him in which he might therefore trapped in the look that child barf on his Armani suit might deliver him into a tizzy.

Which type of guys are you interested in?

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Getting Your Mojo Back

When you’ve been through a damaging break-up, it has been challenging transition returning to online dating. After all, it is a world of unknowns, full of potential boyfriends/girlfriends who could harm all to you once again. It isn’t really just fascinating to give some thought to.

While every person demands time for you recover following end of a relationship, it is in addition crucial to make an effort to meet folks once again. You don’t want a lot of time to put into practice, because you’ll be much more scared to take that 1st step. And really, online dating is all about getting small steps.

Just what exactly will you carry out if you should be maybe not feeling self-confident regarding your matchmaking abilities, or perhaps you think you’re not lovable since your ex kept? While these are generally normal feelings, they are also untrue. Most people are ready flirting, matchmaking, and slipping in love. And everybody is capable of experiencing gorgeous once again.

Discover how to get started:

Go out. If you want everyone to support you, next ask. But it is crucial that you intensify the personal life and venture out once more, even if it will take you a bit to address new-people. Look at the nightlife in your city, another restaurant, an art gallery beginning, or whatever appears enjoyable and interesting. Staying in your sofa in a set of sleepwear is not attending transform such a thing.

Take invitations. Have you got a pal exactly who tosses routine functions? Perhaps you have made reasons not to attend? Time and energy to transform that. Indeed, it’s wise to inquire of the friend introducing you to some new people. In this way, it really is only a little easier to begin a discussion in place of with an overall total complete stranger.

Loosen up. in place of fretting about just how unpleasant you really feel or the person you’ll meet, just take situations one step at the same time. You are taking charge in your life. Flirt just a little, no matter if it’s just for practice. When you get expected aside, accept. Bear in mind, this isn’t a commitment, it’s simply a date.

Join an on-line dating internet site. Perchance you’ve been afraid of the thought of online dating, but it is a hugely popular, mainstream activity. There are lots of visitors to satisfy, thus aren’t getting hung-up on particulars of whom the suits tend to be. Attempt to appreciate scrolling through profiles or replying to emails. Enlist a pal to get it done collectively and evaluate notes in your times. Its a good way to exercise online dating once more, without any pressure from family and friends attempting to set you right up.

Enjoy. Perform some tasks that you enjoy to raise your spirits. Your energy pulls men and women to you, if you still feel closed it will likely be plenty tougher for prospective dates to read if or not you are interested. If you know that cycling, cooking, or cycling enables you to happy, propose to take action on a regular basis. Nourish your self very first, and you’ll find the mojo returning – and you will be flirting and online dating in no time.

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Les entremetteurs de classe mondiale de Three Day Rule en fait élargi en 10 villes – et vérification

The Quick type: envie d un soiro not have the fuel currently after functioning a nine-to-five task? Subsequently perchance you should place your look for really love in to the fingers of a specialist matchmaking company like three-day Rule. Founded in 2013, this business has rapidly expanded to guide a national database of singles with a skilled group of matchmakers in 10 significant locations. Rather than counting on algorithms, these matchmakers take time to get acquainted with their clients and set mindful idea into every match. They also supply useful opinions and training in the process to set singles up for success from inside the modern-day matchmaking world. Over the years, Three Day Rule has generated alone as a trustworthy reference for hectic singles interested in fulfilling rewarding times and developing long-lasting relationships in l . a ., san francisco bay area, Chicago, New York City, and various other US metropolitan areas.

As soon as you enter Three Day tip’s matchmaking workplace, you’ll be able to tell you’re in great arms. The friendly matchmakers clear time in their schedules to acceptance new business and prepare them when it comes to trip ahead.

Every prospective client and possible match features an in-person discussion utilizing the matchmakers. They take a seat with singles approximately 45 moments and discuss the individuals matchmaking record, beliefs, and objectives in order to generate individualized go out suggestions.

“No matter whether one is a possibility or seeking to end up being a member of your swimming pool, we feel in the energy of an in-person conference,” stated Talia Goldstein, Chief Executive Officer regarding the Three Day tip. “We function closely with this clients to appreciate them as well as their preferences.”

Whether you’re registering for the matchmaking service or joining the matchmaking database, the group enjoys the opportunity to get at understand you before bringing in that love passions.

Three-day tip boasts one of the largest sources of singles in the nation, so these dating professionals absolutely experience the resources to catch you with special someone. The organization features a presence in major urban centers across the United States, such as Seattle, New York City, L. A., bay area, and Chicago, and also the staff intends to increase to even more places when you look at the coming decades. Talia stated the group’s key sauce has become their unique dedicated awareness of detail whenever combining upwards relationship-oriented singles.

“we have been seeking not just great matches on paper,” she said, “but also for intangible reasons why you should set a couple upwards. All of our matchmakers deliver the consumers on times that individuals deem a good fit after an in-person conference.”

Within Crossroads of tech & Matchmaking

Three day-rule has had strides to give complet et complet services de rencontres pour les particuliers de la plupart arrière-plans. Dans le dernier 12 mois, à titre d’exemple, l’organisation a lancé le jumelage LGBTQ + services avec a dévoué groupe prendre soin les besoins ce type de clientèle. L ‘développement fournit prévu développer et mettre en place a client, mais trois jours tip staff est upwards pour le challenge.

La firme de jumelage a en outre examiné technologies pour améliorer le processus de matching . Au début de 2018, Three Day Rule fondé une Skill d’Amazon Alexa qui fournit célibataires ciment rencontres informations et recherche. Ce gratuit solution imite le genre talk les entremetteurs ont avec leur clients.

“nous avons expérimenté le carrefour de technologies et pratique matchmaking donc nous pourrait aider pas seulement nos clients, mais offrir information aux célibataires partout, “Talia a dit. “C’est totalement gratuit donc toute personne avec une Alexa pourrait utiliser it. “

Inutile de dire, ces développements ne pourront jamais changer l’humain facteur qui trois jours guideline est reconnu pour. Talia déclaré elle souligne la nécessité de parler avec célibataires face-à -face et recevoir comprendre leur habitudes, priorités et personnalités. Ces types de sur mesure intérêt permet les entremetteurs construire un rapport avec clients, fournir bon usage opinions, et organiser heures qui ont durable potentiel.

Cette {approche individualisée de mise en relation a effectivement autorisé l’entreprise cultiver régulièrement au fil du temps. En 2018, Three Day Rule étendu à Seattle, le dixième area. Pourtant, l’équipe fonctionnalités découvert régional célibataires extrêmement réceptifs vers notion de laisser un entremetteur couper le long du timeframe et electric ils doivent ensemble dans découvrir un rendez-vous pendant le Ville d’Émeraude.

“Seattle des beaucoup occupé professionnels qui pas beaucoup de temps pour vous grande date et maintenant avoir accueilli le concept de matchmaking moins, beaucoup plus vérifié matches, “Talia déclaré. “Seattle a une crédibilité être froid aux étrangers (d’où la terme, â € ˜Seattle freeze ‘), mais à vous ce qui est un obstacle, tout que nous affrontons chaque jour quand nous accommoder deux personnes cela probablement glisser gauche …

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Lying Girl

Did You Just Catch Her Lying? Here Is What You Will Want To Perform

The Question

The Answer

Hi Lied-To Larry,

Your fury is wholly warranted, and I would feel it as well. Becoming lied to, constantly, seems awful. Abruptly the ground underneath you changes. You do not understand whether you can rely on everything your companion says. While feel like an idiot for purchasing into the lies. It really is embarrassing. It’s awful. But while i actually do supporter using this routine of sleeping seriously, Really don’t think you need to dump your sweetheart. What you should carry out is actually have an arduous talk together with her.

Hear myself away. Consider this over. As everyone knows, not absolutely all lies are created equivalent. You can find different degrees of dishonesty. At one end of the range, we’ve a mafia hitman claiming he had been checking out his the aging process grandmother as he was actually firing a witness in cardiovascular system with a crossbow. On the other conclusion, we have somebody uploading Instagram images about their amazing life if they’re really awesome despondent and seldom go out. They’re both lays, sure. But beyond getting deceitful, those lies lack alot in accordance. They usually have means different objectives, and different impacts.

Equally, your girlfriend’s lays aren’t all those things misleading. Personally, I would give the lady at the best a 3.6/10 regarding dishonesty level, if “10” is actually “telling your child that the environment is flat.” You may already know, she don’t lay to conceal an affair. And it’s in contrast to she’s concealing a heroin practice, or a criminal background, or a secret profile on an internet dating site. What she performed ended up being lying about the gender of a pal of hers. Absolutely a substantial chance that just thing she was actually performing was actually attempting to avoid leading you to jealous, and therefore this male friend is actually ordinary and will not threaten the commitment in any way. Whilst appears, this is simply not the termination of society. It isn’t really such as your whole connection was premised on exactly who precisely she was texting. And, well, predicated on your own reaction, you’re, in fact, a jealous individual, therefore we can comprehend her objectives.

Once more, not one of the will be point out that she did the best thing. In addition, by-the-way, You will find jealous inclinations as well. A lot of people carry out. So I’m not judging you if you are jealous. Jealousy is actually a normal emotion. The thing I’m saying is that this is not a catastrophic circumstance which should get you to extract the cause about union immediately. Giving an answer to this adore it’s major is actually warranted. Reacting this for this want it’s the apocalypse isn’t.

You should confront this. Nevertheless need to do it properly. You shouldn’t flip a dining table, anger around her apartment, break some of the woman supper plates, and call the lady a cruel labels. You shouldn’t stage serious accusations against this lady you can not support with details. Alternatively, have actually a real dialogue. Ask the woman questions, and pay attention. Like, really listen. You shouldn’t just crumple enhance face in anger and see the woman lips action. Uncover the reason why she lied. Discover the truth whether she’s got a brief history using this man. And, and only next, as soon as you know some actual information, tell their that her conduct ended up being challenging, but you desire to find a method to move past it.

To put it differently, you have to be an adult — assertive and self-confident, perhaps not close-minded or reactionary. Moreover, this might be an opportunity to enhance your commitment. All things considered, a great connection is actually a reputable one. Where you are able to tell your partner that she most likely should not go into the restroom because you merely dropped an important little bit of ass. Where she will let you know that she does not love baseball data, so a rambling conversation your favorite team is actually squandered on her behalf. Where you could ultimately inform their about the odd sex stuff for you to do, and she might go with it. A respectable union where you communicate with one another is actually funnier, hotter, and safer.

And very couple of interactions begin with best sincerity. The majority of connections focus on a little bit of deception. That you do not tell your brand-new girl about your entire poor routines, or all of your current problems with monogamy. The majority of connections will sincerity after dealing with dishonesty. As you get understand one another, your own connection deepens, and also you will a place where you could inform each other …

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Choosing The Best Bank & Checking Account With No Fees Or Penalties – 5 Tips

Choosing The Best Bank & Checking Account With No Fees Or Penalties – 5 Tips

The idea of personal banking is quite simple, really: a bank gives you a safe place to store your money, while investing it in the meantime for their own potential profit. Meanwhile, depending upon the type of account you have, you may even earn a little bit of interest on your money. Simple, right?

That is essentially how banking worked for over 150 years. Then, in recent decades, new banking innovations such as checking accounts, online banking, debit cards and overdraft protection have made banking a bit more complicated.

As things have evolved, it seems as if banks have found more and more ways to charge customers fees for various services. Bank fees and penalties are now a very big part of the entire banking experience. Many customers have a love-hate relationship with their banks, often finding themselves looking over their monthly statements with a suspicious eye toward unwarranted fees.

If you want to choose the best bank & checking account with no fees or penalties, here are 5 tips that can help:

1. Understand the types of fees that traditional banks charge:

There are various types of fees and penalties that most banks charge. The most common used to be checking account fees, but nowadays most checking accounts are without a monthly fee. Instead, these days, the most commonly-charged fee is the overdraft charge.

Overdraft charges are big business for banks, bringing in about $30 billion in revenue for them in the U.S. alone. Part of the reason they are able to earn so much money off of their customers is a general lack of understanding on the part of customers about how these fees really get charged. The result is that even the most conscientious patrons can easily get dinged 1-2 times per month. And, with fees at around $35 per occurrence, this can add up fast.

2. Decide whether you want to enroll in overdraft protection:

Recently-passed laws now obligate banks to ask new customers if they want to enroll in overdraft protection programs. Up until then, people were just automatically enrolled unless they specifically said they did not want to participate. But, even with the new “opt-in” process for overdraft fees, most people choose to enroll. And, the penalty fees keep rolling in like they used to.

3. Conduct an online search for no-overdraft-fees banks:

Your best bet in finding a new bank is to conduct an online search for “no overdraft fee banks.” Many of these institutions will actually cover customers’ charges – even when the account is overdrawn; but, they still will NOT charge you a fee.

4. Decide whether you need the bank you choose to have a local branch:

Many no-overdraft-fee banks have local, brick-and-mortar branches, while others have primarily an online-only presence. Decide whether it is important to you that your bank have a local branch.

5. Make sure the bank is FDIC-insured:

And of course, make sure that the no-overdraft-fee bank you choose is FDIC-insured. That way, you know your money is safe for the long-term.

Take these 5 tips to heart as you choose the best bank & checking account with no fees or penalties.…

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Simple Solutions For Common Home Improvements

A home improvement project can alter the very foundation of your home. It can even cover outdoor structures and landscaping. If you want some great ideas, this is the article for you.

Always comparison shop for contractors when you need to fix up your home. Later, if you decide to sell your house, it is almost certain you will need to have some repair work done. If the work you require is extensive enough, you will have to hire a contractor. This is not something to do on the spur of the moment. Not all contractors are created equal; shop around before engaging one!

If lubricant alone doesn’t solve your door squeaking problems, try using wire wool. Simply remove the hinge from the door and dismantle it by removing the pin in the center.. Wipe away any dirt, rust, and any other excess debris with the wool and replace the hinge pin and return the hinge to the door. Then apply lubricant.

You can find many articles and web pages online that can give you tips when remodeling your home. A quick search on the internet can go a long way, and it doesn’t hurt to gain more knowledge. You want to make sure you tackle each project with confidence before you start it. You might finish the job quicker too, if you do just a little research.

Before using your kitchen cabinet drawers to put your utensils and other things in, consider a solution to keep them clean. A lot of discount and dollar stores sell vinyl wallpaper that has an adhesive back. Cut a Home Maintenance piece of the adhesive wallpaper to fit your drawer, then peel off the backing and adhere. Taking this step will prevent your drawers from getting damaged and the wallpaper can be easily peeled off and replaced.

Now you know more about home improvement and have some tips for helping you renovate your home. No matter what sort of home improvement project you choose, we hope you’ll have a great deal of fun with it. Your home will give you more pleasure every time you walk in the front door.…

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Why Form a Nevis Corporation?

Why Form a Nevis Corporation?

Nevis, a small island in the Caribbean, is a part of the politically independent Federation of Saint Kitts and Nevis. Since the adoption of the Nevis Business Corporation Ordinance in 1984 Nevis has become an attractive and convenient offshore business location.

The government of Nevis is committed to assisting international investors which combined with Nevis convenient location and the fact the Nevis laws are based on US and British legal principles makes Nevis a logical location for American and British businesses to consider when forming an offshore corporation.

Advantages of an offshore corporation

Many investors and business people are attracted to offshore corporations as a way to avoid complicated legal requirements, potential lawsuits and to enhance the privacy and security of their corporate assets.

An offshore corporation can provide the owner financial confidentiality and asset protection. A personal offshore bank account offers little security or privacy. However, an offshore account in the name of an offshore corporation will provide the investor with both asset protection and privacy.

An offshore corporation is not a legal way to avoid taxes. Taxes for US citizens and many citizens of other western countries are paid on worldwide income. However, an offshore corporation can help to preserve assets and privacy while remaining tax compliant.

Why Nevis?

Nevis offers a stable government and a stable economic environment with strong and safe banks. Nevis also has an impressive communication infrastructure which makes it an attractive offshore home for your business or investments. Nevis corporate laws are based on British and United States legal concepts and written in English, a big benefit for American and British businessmen. These factors alone make Nevis worth looking into as an offshore home for your corporation but even more attractive are the provisions the Nevis government has written into the Nevis Business Corporation Ordinance. The ordinance provides Nevis corporations:

• Are exempt from Nevis taxes• Are protected by strict privacy laws• Assets are protected at a level that is better than many other countries offering offshore business opportunities• Do not have to disclose corporate owners, officers, or directors in any public record• Corporate officers or directors may conduct business without a meeting if they are in unanimous agreement• Do not have to file annual corporate financial returns• May locate corporate offices and records anywhere in the world• May create corporate control without ownership• May choose officers or directors that are not citizens of Nevis• May issue bearer shares

Nevis also offers similar benefits to Limited Liability Corporations (LLCs). Nevis’ LLC’s offer superior asset protection including a provision providing if a member of an LLC is sued and a judgment results, the Nevis law protects the LLC and assets held by the LLC from seizure.

It is also not insignificant that the Nevis corporate laws make it extremely easy to create an offshore Nevis corporation quickly and inexpensively compared to other popular offshore locations.…

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The Know Series – What is Private Banking?

The Know Series – What is Private Banking?

Private banking involves financial services that banks offer to private individuals who invest in sizable assets. This ensures that the customer is offered a personal touch than is the case with the normal retail banking. This is usually done through well qualified and dedicated banking advisors and in a very exclusive manner. A bank’s private banking section will offer numerous services such as wealth investment, inheritance and tax planning, savings among others. The high-end form of private banking is often termed as wealth management.

In wealth management, private banking help build relationships through first of all understanding the customer’s financial needs and then endeavor to best solutions fit for the prevailing financial situation. A customer is also assisted on how to develop and protect wealth both for now and for generations to come. The impacts of wealth are also managed. This includes if one intends to buy a house or relocating to overseas as well as areas such as philanthropy, tax advisory, property investment and media.

One of the benefits of private banking is that one is assigned a bank manager who will always be at hand to offer financial advice when required. Most of the transactions can even be made over the phone, thus being spared the pain of standing in queues. It is however obvious that this privilege always comes at a cost. The cost depends on whether one is investing large amounts of money and other financial products. The higher the investment the higher the cost of advice and vice versa.

The fact that all the affairs in private banking are kept private is perhaps one of the great advantages of this kind of banking since it only involves the designated bank manager and the customer. Other staff might however step in at some point for cases such as signing of non-disclosure agreement.…

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How to Search For the Best Business Banking Account

How to Search For the Best Business Banking Account

Business banking is a lot different than a personal checking account that you might have. Those who own their own companies need to ensure that they have the best business banking account that they can rely on. Use these great tips to find out how to search for and open your brand new business bank account! Signing up takes less than 20 minutes and you are all set up!

The bank that you are looking into needs to be reputable and secure. If you choose a smaller bank, you may get better service but your options are going to be limited for accounts. Look around in order to determine where the best banks are that hold the right business accounts that you can use.

Once you have found a couple of banks to possibly sign up with, you need to look at your options. Find out about the debit card you will receive as well as how much you need to have in your account at all times. When it comes to these business accounts, you need to ensure that you are always meeting the proper standards. Find out if your can receive overdraft protection as well in the event that you overdraw the account you are covered and taken care of.

Look around at banks online in order to see who is the top rated. Many major banks will offer specials for signing up for a business banking account online. Try out a few of these sites to see which companies have the best options and resources for you to use. Since you are a bigger account holder, you are going to need a lot more to make business run a lot smoother.

Each bank will require a specific deposit amount in order to open an account. This deposit needs to be provided as soon as you have signed up for the account. You can make a transfer from another account that you might have, or you can make the deposit in person at a local branch.

Ensure that the account that you choose is specifically designed for the business owner. You will need to manage your accounts online so that you always know where you are standing. If the bank does not offer online management offers, you may not want to sign up with them simply because they are not as convenient as you might like.

Business banking is essential to running a profitable business. You will need to look for the best business banking account that you can find. Within a few weeks, you will have everything organized and ready to go. Keep track and you will always be prepared for anything!…

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Managing Risks In Core Banking Replacements

Managing Risks In Core Banking Replacements

Survival of the Transformed

I arrived at the symposium half expecting last year’s critical themes again. Why would I expect a change-after all, the world of core banking technology had not changed all that much in the last 18 months – or had it? A couple of years ago, at the same symposium, all I heard was that core banking solution replacement was an idea whose time had NOT come. The risks were just too great, said experts. Others opined that the costs of such a dramatic change in the technology infrastructure were just too high to justify undertaking the risk. And as I considered these views very objectively, I realized that they were all correct. The risks were indeed very high, costs potentially bordering on the prohibitive and in-house systems had indeed served the purpose. However, what I had heard at this year’s session was refreshingly different. There was still widespread cognisance of the risks and costs, but there was something else in the air, an acknowledgement of the fact that banks, irrespective of size and geography, face the dual challenge of cutting costs and increasing internal efficiencies, with the ultimate aim of improving margins, which are clearly under strain. There are visible signs of large global and regional banks willing to take the plunge. While some openly stated their intentions to consider a core banking solutions replacement, there were some others who had already taken the first steps towards this brave move. More than one global bank is considering a new application -if not in their home market to start off with, then at least elsewhere.

This is a significant step and I strongly believe that all it requires is a couple of successful migrations before this develops into something like a wave.

What then are the risks that banks should take cognisance of, before embarking on what is clearly going to be the single biggest technology initiative within the bank?

Vendor or partner risk

Analysts rate this as the single biggest risk while evaluating enterprise applications. After all, if a core banking systems replacement is going to be the single biggest initiative, the solution provider should be a partner rather than a vendor. There are various questions to be considered while evaluating a vendor’s credentials.

Some of these are:

Is the vendor financially strong?

It is imperative that the vendor is financially very strong, and capable of tiding over the bad times so as to be able to capitalise during the good times.

Is the vendor committed to the business?

It is vital for a vendor to have a long-term view of the banking business just as a bank would have. They should understand the business, make regular investments to track and understand the business, and above all, give it the focus that it deserves.

Does the vendor conform to quality standards?

For a software vendor, adherence to various quality standards is of paramount importance.

What do others have to say?

The different accolades received pertaining to corporate governance, the quality of management and their vision, and so on are positive indicators. Vendors of core banking solutions are more than just developers of another piece of software and banks are recognising this.

Solution risk

At the end of the day, a solution is what the bank buys. And therefore, evaluation of the solution itself is very important. For example, it is expected that the vendor would invest in benchmarking the solution features against best practices as its geographic footprint grows. Critical evaluation of solutions by research analysts and consultants also can provide banks with key insights into the solution. Banks should also look at the vendor’s strategy in future-proofing the solution for emerging requirements.

Technology risk

It is a must that a bank’s partner is at the cutting edge of technology. For example, a few years ago, the adoption of web technologies was considered necessary-and solutions, which had adopted these technologies early and web-enabled their systems, were clearly the more progressive ones. In today’s environment, experts are talking of Web Services and a Services Oriented Architecture (SOA), so solutions that conform to this are obviously more than a step ahead. There are other factors to be considered too, such as:

Is the solution scalable?

Banks should closely look at vendors who have performed scalability benchmarks. However, the (real) proof of the pudding is in the number of ‘live’ sites say 500 branches, or where transactions volumes per day are more than 5 million..

Is it based on open and inter-operable standards?

The core banking solutions will co-exist with other internal and external applications. It is important that interfacing and integration capabilities are proven beyond doubt.

Implementation & support risk

The banking world has seen many projects fail. It is often said …